APPRAISALS

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An insurance appraisal is a written record of identity, design, quality and value of an item.  

An appraised value for insurance is an estimate of the retail replacement price.  It covers the cost of making the exact duplicate of your items, including both the wholesaler’s and the retailer’s profits. 

An appraisal value is NOT  the amount you would receive if you sold the items.  If you are selling something, what you need is an offer not an appraisal.  

An offer is the actual price someone will pay you today for an item.  

Someone who tells you what you "should get" for an item but, won’t buy it is not making an offer. 

Come in today for an insurance appraisal by our GIA Diamonds Graduate.